Our Best Offer For You

Premium Comparison Only

Monthly renewable with no long term commitment

$77

Monthly inc GST

Premium Comparisons

  premium comparisons

excludes product research

Unlimited Plans

Monthly renewable with no long term commitment

$119

Monthly inc GST

Product & Premium Comparisons

  research

  premium comparisons

– Coming Soon –

$119

 for first month then

$149

monthly inc GST

Risk Advice Plan 

  risk advice platform (first month free)

   research

  premium comparisons

– Coming in 2019 –

Data Downloads

Client Service Desktop

Productivity Software

Lite Plans

Monthly renewable with no long term commitment

$99

Monthly inc GST

Product & Premium Comparisons Lite

  research

  premium comparisons with access capped at 25 quotes per month

– Coming Soon –

$99

for first month then

$129

monthly inc GST

Risk Advice Lite Plan

  risk advice platform (first month free)

  research

   premium comparisons with access capped at 25 quotes per month

– Coming in 2019 –

Data Downloads

Client Service Desktop

Productivity Software

Discounts

$2

monthly inc GST

discount applies if subscribers use Direct Debit to pay subscription fees

2.5%

discount applies for subscription fees paid 6 monthly in advance

5%

discount applies for subscription fees paid yearly in advance

Product & Premium Comparison

Subscription provides unlimited full access to LifeRisk Online’s

premium comparisons and
product research

Product & Premium Comparison Lite

Subscription provides

full access to our product research
access to premium comparisons is limited to 25 quotes a month

Premium Comparison Only

Provides unlimited access to LifeRisk Online’s

premium comparison service
product research is not included as part of this subscription

Risk Advice Platform

The Risk Advice Platform is expected to be released in the 3rd quarter of 2018. This optional service will be launched with the initial 2 months fee free.

When fully developed the package will include:

Fact Find
Needs Analysis including Financial Protection Strategy Development
Post Quote Analysis includes:

  • Life Company Financials
  • Life Company Capabilities – Underwriting and Claims Management
  • Selected, Stepped and Level Premium Comparisons
  • Impact of Superannuation Premium Funding
  • Replacement Insurance
  • Personal Advice Research and Recommendation development

Statement of Advice

Risk Advice Plan

Subscription provides

full access to our product research
unlimited full access to LifeRisk Online’s Premium Comparisons
Risk Advice Platform services
Life Insurance Data

Risk Advice Plan Lite

Subscription provides

full access to our product research
access to premium comparisons is limited to 25 quotes a month.
Risk Advice Platform services
Life Insurance Data

Life Insurance Data

The Life Industry Data service is expected to be released early in 2019.  This optional service will be launched with the introductory free offer.

The Life Insurance Data service includes:

✓ Data Downloads which will include regular updates of life insurance policy data and where available access to policy documents, schedules, updated PDSs, Certificates of Insurance, Renewal Notices, Underwriting and Claims Tracking.

We will also include a data download rules engine, so you can be in control of the downloads.

Billing Arrangements

Invoices are emailed to subscribers at the beginning of the billing period.

We accept Direct Debit or Credit Cards for subscription payments.

Direct Debits and Credit Cards are processed on the 1st, 8th, 15th and 22th of the month after subscriptions commence.

If invoices remain unpaid after 30 days, access to LifeRisk Online may be suspended until payment is made.

Subscribers can obtain a $2 per month discount on subscription fees if they use Direct Debit for subscription payments.

Subscription fees paid half-yearly and yearly in advance receive a discount.  The discounts are

– 2.5% for half yearly in advance, and
– 5% for yearly in advance

For Advisers

We offer additional services to be released in 2019 including:

✓ Premium Comparison web page for Adviser websites
Optional client website
✓ External paraplanner access

For Licensees

✓ Life Company Performance Benchmarking for including research on Life Company

  • Financials,
  • Underwriting
  • Claims Management
  • Products
  • Premiums
  • Market Support

✓ Consulting services including assistance with Approved Product List tendering and review processes
LifeRisk Online Compliance site that allows Licensee compliance staff and consultants to review Adviser client files remotely
✓ Customizable Statements of Advice and Fact Finds
✓ White Labelling – LifeRisk Online can be white labelled and embedded into a Licensee’s Adviser website.

 Contact us for more information about these features.

Terms & Conditions

Subscriptions are provided for the use of the nominated Adviser. Discounts may apply if more than one adviser is included in a subscription.

Paraplanning and practice support staff may access an Adviser’s account on behalf of a  nominated Adviser at no additional cost.

We may upgrade the Lite subscriptions to the full subscription if quotes exceed 25 per month.

Licensees who participate in our marketing program may be able to obtain group discounts for their Advisers.

Click the link to view our Terms and Conditions